About Personal loan

Personal loans are unsecured loans given by most major banks and financial institutions like SBI

SBI Bank

Interest Rates 15.00% - 20.00%
Repayment Upto 5 Years
Max. Loan 15 Lakh
Min. Loan 50000
Part Payment Charges Nil
Processing Fees 1.50% - 2.00% + ST

  • EX: Salary 35000 Below Interest 17%
  • Salary 35000 Above Interest 15.5%
  • Loan 10 Lakh Above 12.99%
  • Takeover Loan 11.69%
  • Salary Below 35000*14 TIMES
  • Salary Above 35000*18 TIME 1 Lakh
  • Processing:35000 Below rs.1750 :35000 Above rs.1500 :Loan amount 10 Lakh above 3000 only.
  • Takeover Loan processing only rs. 999
  • Incurence.1 Lakh 1000
  • Ex: 20000 to50000 Salary interest 16.5%
  • 35000 to 50000 Salary interest 15.75%
  • 50000 Salary interest 13.5 %

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Features of Personal loans

All loans are not created equal, personal loan has become a great option for people to use.

Amount Limits

Loan Tenure

Wider Options

Tax Rebeate

Personal Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.Years in business: Minimum of 3 years in current business and 5 years total business experience Minimum Annual Income (ITR): Rs. 1.5 Lakhs p.a.

EX: SALARY 50000 BELOW INTRST 16.5% SALARY 50000 ABOVE INTRAST 13.5% TAKEOVER LOAN 11.69%

EX: SALARY ABOVE. 20000*18 Ex: 1 Lakh processing fee:1.25 to 2.5 Incurence

Age

Min.- Max age: 21 - 65 yrs.

Income

The person must have a monthly income of govt Rs.20,000,pvt 25000 or more

Loan Amount

50000 to 20lak

Tenure

12 to 60months

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